Privacy Policy

1. Introduction

Golden Horizons (“we,” “us,” or “our”) operates golden-horizons.org and publishes a free email newsletter focused on retirement abroad, travel, lifestyle, cost-of-living information, healthcare considerations, visa topics, housing, relocation research, and related general-interest content.

This Privacy Policy explains what information we collect, how we use it, how we protect it, and what rights you may have regarding your personal information.

2. Information We Collect

We may collect the following information:

Email address — collected when you subscribe to our newsletter, request a free guide, download content, complete a quiz, or submit a form on our website.

Voluntary information — if you contact us directly, we may receive information you choose to provide, such as your name, email address, message content, correction request, feedback, or other details included in your communication.

Usage data — we may collect limited, anonymized, or aggregated information about how visitors interact with our website, including pages viewed, time spent on pages, referral source, browser type, device type, general location information, and site performance data.

Cookies and similar technologies — our website may use cookies or similar tools to improve functionality, analyze traffic, understand reader engagement, and improve the user experience.

We do not knowingly collect Social Security numbers, government identification numbers, payment information, detailed financial information, medical records, or sensitive personal information through this website.

3. How We Use Your Information

We may use your information to:

Send you the Golden Horizons newsletter, updates, guides, and related content.

Deliver free downloads, resources, email sequences, checklists, or tools you requested.

Improve our website, articles, newsletters, destination profiles, and reader experience.

Understand which topics, destinations, tools, and resources are most useful to readers.

Respond to questions, messages, correction requests, or inquiries sent to us.

Monitor website performance, security, technical functionality, and analytics.

Prevent abuse, spam, security issues, or misuse of our website and services.

Comply with applicable legal obligations.

We do not sell or rent your personal information.

4. Email Newsletter and Communications

By subscribing to Golden Horizons, downloading a free guide, submitting a form, or otherwise providing your email address, you agree to receive email communications from us.

These emails may include newsletter content, retirement abroad articles, destination guides, cost-of-living information, free resources, website updates, sponsored messages, partner content, affiliate links, and promotional links.

You can unsubscribe at any time by clicking the unsubscribe link included in every marketing email.

5. Email Service Provider

We use Brevo, formerly Sendinblue, to manage newsletter subscriptions and send emails.

When you subscribe, your email address may be stored and processed by Brevo in accordance with its privacy and data protection practices. You can review Brevo’s privacy policy on Brevo’s official website.

We rely on Brevo and similar service providers to help operate our newsletter, manage subscriber lists, send emails, process unsubscribe requests, and support email compliance.

6. Cookies and Analytics

Our website may use cookies, analytics tools, or similar technologies to understand how visitors use the site and to improve performance.

Cookies may help us understand:

Which pages are visited.

How users navigate the site.

What content performs best.

General traffic and referral patterns.

Technical performance issues.

You can disable cookies through your browser settings. Some parts of the website may not function properly if cookies are disabled.

We do not use cookies to knowingly collect sensitive personal information.

7. Third-Party Links, Affiliate Links, and Sponsored Content

Golden Horizons may contain links to third-party websites, services, offers, affiliate partners, advertisers, sponsors, government resources, relocation services, travel resources, insurance providers, healthcare resources, financial services, real estate services, or other external resources.

When you click a third-party link, you may be taken to a website that we do not control.

We are not responsible for the privacy practices, security, accuracy, policies, availability, pricing, claims, products, services, or content of third-party websites.

Some links may be affiliate links, meaning Golden Horizons may earn a commission if you click a link, submit information, sign up, purchase a product, or use a third-party service, at no additional cost to you.

We encourage you to review the privacy policies and terms of any third-party websites you visit.

8. How We Share Information

We may share limited information only when necessary with:

Email service providers.

Website hosting providers.

Analytics providers.

Security and technical service providers.

Form, download, quiz, or newsletter tools.

Legal, regulatory, or compliance authorities if required by law.

Service providers who help us operate the website, newsletter, or related tools.

We do not sell, rent, or trade your email address to third parties for their own marketing purposes.

9. Data Retention

We retain your email address and subscription information for as long as you remain subscribed to our newsletter.

If you unsubscribe, request deletion, or ask us to remove your data, we will remove your information from active mailing lists within a reasonable period, generally within 30 days.

Some limited information may be retained if required for legal, security, backup, audit, fraud prevention, unsubscribe compliance, or operational purposes.

10. Your Privacy Rights

Depending on your location, you may have the right to:

Access the personal information we hold about you.

Request correction of inaccurate information.

Request deletion of your personal information.

Unsubscribe from marketing emails.

Object to or restrict certain types of processing.

Request a copy of your data.

Withdraw consent where processing is based on consent.

To make a request, contact us at hello@golden-horizons.org.

If you are located in the European Economic Area, United Kingdom, California, or another jurisdiction with privacy laws, you may have additional rights under applicable data protection laws.

11. California Privacy Rights

If you are a California resident, you may have rights under applicable California privacy laws, including the right to know what personal information is collected, the right to request deletion, the right to correct inaccurate information, and the right to opt out of certain data sharing where applicable.

Golden Horizons does not sell personal information as commonly understood.

To submit a privacy request, contact us at hello@golden-horizons.org.

12. Security

We use reasonable administrative, technical, and organizational measures to help protect personal information.

However, no website, email system, database, online form, analytics tool, hosting provider, or internet transmission is completely secure.

We cannot guarantee absolute security of your information.

You are responsible for using secure devices, safe browsing practices, and caution when clicking third-party links.

13. Children’s Privacy

Golden Horizons is intended for adults aged 18 and older.

The website and newsletter are not directed to children under 13.

We do not knowingly collect personal information from children under 13.

If we become aware that we have collected personal information from a child under 13, we will take reasonable steps to delete it.

14. International Visitors

Golden Horizons is operated from the United States and is primarily intended for a United States audience.

If you access the website from outside the United States, your information may be processed and stored in the United States or by service providers located in other jurisdictions.

By using the website, submitting a form, downloading a guide, or subscribing to the newsletter, you understand that your information may be transferred to and processed in countries outside your place of residence.

15. Accuracy of Information You Provide

You are responsible for ensuring that any information you submit to Golden Horizons is accurate, current, and lawfully provided.

Do not submit confidential, sensitive, medical, financial, legal, immigration, tax, or personal information that you do not want reviewed, stored, or processed.

16. User Communications and Submissions

If you contact Golden Horizons, send feedback, submit a correction request, provide a testimonial, respond to an email, or otherwise communicate with us, we may review, store, respond to, summarize, or use that communication for business, editorial, operational, legal, or support purposes, subject to this Privacy Policy.

You should not submit confidential or sensitive information through general website forms or email.

17. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

When we make changes, we will update the “Last updated” date at the top of this page.

Continued use of the website, newsletter, forms, downloads, or related services after updates means you accept the revised Privacy Policy.

18. Contact

Questions about this Privacy Policy or privacy-related requests may be sent to:

Golden Horizons
21-14 Greenwood Dr
Fair Lawn, NJ 07410
United States
Email: hello@golden-horizons.org
Website: https://golden-horizons.org/